A Big Milestone: SBI Card Allows Users RuPay Credit Card On UPI

India’s largest pure-day credit issuer and National Payments Corporation of India (NPCI) have announced the linking of SBI cards credit cards on the RuPay platform with UPI. It has been started on 10 August 2023, SBI Card customers will be able to make UPI transactions through their credit cards issued on RuPay. It can be availed by registering the credit card with a third-party UPI app. This will further enhance the avenues for customers using SBI cards on the Rupay platform on UPI merchants, thus facilitating an enhanced, convenient, and seamless payment experience.

“With this process, the SBI Card customers will be able to use their SBI Card-issued RuPay credit cards on the UPI platform. Today, UPI has become a massive digital platform facilitating millions of transactions every day. It should give our customers greater flexibility and mobility along with hassle-free usage. It makes our customer's experience greater with flexibility and convenience. The industry will witness a significant increase in credit card usage.

The link of SBI RuPay Credit Cards to UPI is a breakthrough in the growth trajectory of digital payments in India. This partnership will enable the credit card lifecycle experience. As the demand increases for credit cards in the country, it becomes crucial to continuously build innovative payment solutions.

Those who have cards can enrol their active primary cards on UPI and make payments to merchants using their credit cards. This facility is free for customers. It is important to note that the cardholder’s mobile number is registered with SBI Card.

Follow the basic steps to link your SBI Card-issued RuPay Credit Card to UPI

-Enter the last 6 digits of your credit card and expiry date when prompted.

-Proceed to set your 6-digit UPI PIN.

• Download the preferred UPI Third Party Application from the Play/App Store.

• Confirm your Mobile Number on the UPI App and complete registration.

• Post successful registration, select the option “Add Credit Card/ Link Credit Card

• Select “SBI Credit Card” from the list of Credit Card issuers.

• Select your SBI RuPay Credit Card to be linked.

To make payment to an e-Commerce merchant using UPI on your Credit Card

-Select the UPI-enabled app linked with your Credit Card as payment mode at the merchant website/app.

-Log in to the UPI-enabled app and select the registered SBI RuPay Credit Card from the list of available accounts.

-Confirm the payment using your 6-digit UPI Pin.

-Payment confirmation will be displayed.

-Once the payment is done, you will be redirected to the merchant page.